Investment Type

Investment Type

Equity & Senior Debt

Sector

Sector

Motor Finance

Date

Date

Nov 2025

Jurisdiction

Jurisdiction

UK

Billing Finance is a long-established and trusted specialist lender focused on providing hire purchase agreements to its customers for used vehicles. Management have successfully navigated the regulatory environment with a leading track record and, since 2017, the business has financed more than £300m of lending and currently serves over 15,000 active customers through a nationwide network of introducers. 

Quilam is supporting an experienced and ambitious leadership team with a £250m funding package designed to accelerate the business growth and unlock its next phase of strategic development.

The business is now embarking on a pivotal technology-led transformation, enhancing underwriting speed, customer experience and operational scalability. This modernisation positions Billing to capture a significant market opportunity as the sector evolves. 

We are delighted to support Billing with a flexible full-capital-stack proposition at this important moment in its journey.