Who They Are

Propensio was set up in 2018 to provide regulated point of sale consumer loans to fund home improvement work, including replacement windows & doors, fitted kitchens & bedrooms and replacement boilers. Over the last 3 years the business has diversified into new product verticals to expand its introducer network and now provides leisure funding for holiday homes, renewable home improvement, accessibility products and personal loans. Propensio is the only operator in this market to provide consumers access to finance across the full credit spectrum.

Origination has increased by c.200% over the last year and have recently secured significant senior funding from a major UK bank. The business is led by founder and CEO Dave Hindle, who has over 30 years experience in the Consumer Finance sector.

Propensio has quickly became recognised for its first-class service proposition providing a personalised underwriting approach and swift turn around times, combining automated open banking and with bespoke underwriting rules.

Propensio’s core offering enables consumers to improve the energy efficiency of their homes and the plan is to become the UK’s premier POS finance company funding the UK transition to renewable energy.